Outcomes of ING’s 2021 Annual Basic Assembly

ING PROFILE

ING is a world monetary establishment with a robust European base, providing banking companies by its working firm ING Financial institution. The aim of ING Financial institution is empowering folks to remain a step forward in life and in enterprise. ING Financial institution’s greater than 57,000 staff provide retail and wholesale banking companies to prospects in over 40 international locations.

ING Group shares are listed on the exchanges of Amsterdam (INGA NA, INGA.AS), Brussels and on the New York Inventory Trade (ADRs: ING US, ING.N).

Sustainability kinds an integral a part of ING’s technique, evidenced by ING’s main place in sector benchmarks by Sustainalytics and MSCI and our ‘A-list’ score by CDP. ING Group shares are included in main sustainability and Environmental, Social and Governance (ESG) index merchandise of main suppliers STOXX, Morningstar and FTSE Russell. In January 2021, ING acquired an ESG analysis rating of 83 (‘robust’) from S&P World Scores.

IMPORTANT LEGAL INFORMATION

Parts of this press launch include or could include details about ING Groep N.V. and/ or ING Financial institution N.V. inside the that means of Article 7(1) to (4) of EU Regulation No 596/2014.

Sure of the statements contained herein will not be historic info, together with, with out limitation, sure statements manufactured from future expectations and different forward-looking statements which are based mostly on administration’s present views and assumptions and contain recognized and unknown dangers and uncertainties that might trigger precise outcomes, efficiency or occasions to vary materially from these expressed or implied in such statements. Precise outcomes, efficiency or occasions could differ materially from these in such statements as a consequence of quite a lot of components, together with, with out limitation: (1) modifications on the whole financial situations, particularly financial situations in ING’s core markets, together with modifications affecting forex change charges, (2) the consequences of the Covid-19 pandemic and associated response measures, together with lockdowns and journey restrictions, on financial situations in international locations wherein ING operates, on ING’s enterprise and operations and on ING’s staff, prospects and counterparties, (3) modifications affecting rate of interest ranges, (4) any default of a significant market participant and associated market disruption, (5) modifications in efficiency of monetary markets, together with in Europe and growing markets, (6) political instability and monetary uncertainty in Europe and america, (7) discontinuation of or modifications in ‘benchmark’ indices, (8) inflation and deflation in our principal markets, (9) modifications in situations within the credit score and capital markets typically, together with modifications in borrower and counterparty creditworthiness, (10) failures of banks falling beneath the scope of state compensation schemes, (11) non-compliance with or modifications in legal guidelines and rules, together with these monetary companies and tax legal guidelines, and the interpretation and utility thereof, (12) geopolitical dangers, political instabilities and insurance policies and actions of governmental and regulatory authorities, (13) authorized and regulatory dangers in sure international locations with much less developed authorized and regulatory frameworks, (14) prudential supervision and rules, together with in relation to emphasize exams and regulatory restrictions on dividends and distributions,, (additionally amongst members of the group), (15) regulatory penalties of the UK’s withdrawal from the European Union, together with authorizations and equivalence selections, (16) ING’s capability to satisfy minimal capital and different prudential regulatory necessities, (17) modifications in regulation of US commodities and derivatives companies of ING and its prospects, (18) utility of financial institution restoration and determination regimes, together with write-down and conversion powers in relation to our securities, (19) consequence of present and future litigation, enforcement proceedings, investigations or different regulatory actions, together with claims by prospects who really feel mislead and different conduct points, (20) modifications in tax legal guidelines and rules and dangers of non-compliance or investigation in reference to tax legal guidelines, together with FATCA, (21) operational dangers, corresponding to system disruptions or failures, breaches of safety, cyber-attacks, human error, modifications in operational practices or insufficient controls together with in respect of third events with which we do enterprise, (22) dangers and challenges associated to cybercrime together with the consequences of cyber-attacks and modifications in laws and regulation associated to cybersecurity and information privateness, (23) modifications on the whole aggressive components, together with capability to extend or keep market share, (24) the lack to guard our mental property and infringement claims by third events, (25) incapacity of counterparties to satisfy monetary obligations or capability to implement rights in opposition to such counterparties, (26) modifications in credit score rankings, (27) enterprise, operational, regulatory, fame and different dangers and challenges in reference to local weather change, (28) incapacity to draw and retain key personnel, (29) future liabilities beneath outlined profit retirement plans, (30) failure to handle enterprise dangers, together with in reference to use of fashions, use of derivatives, or sustaining acceptable insurance policies and pointers, (31) modifications in capital and credit score markets, together with interbank funding, in addition to buyer deposits, which give the liquidity and capital required to fund our operations, and (32) the opposite dangers and uncertainties detailed in the newest annual report of ING Groep N.V. (together with the Threat Elements contained therein) and ING’s more moderen disclosures, together with press releases, which can be found on www.ING.com.

This doc could include inactive textual addresses to web web sites operated by us and third events. Reference to such web sites is made for data functions solely, and knowledge discovered at such web sites just isn’t included by reference into this annual report. ING doesn’t make any illustration or guarantee with respect to the accuracy or completeness of, or take any accountability for, any data discovered at any web sites operated by third events. ING particularly disclaims any legal responsibility with respect to any data discovered at web sites operated by third events. ING can’t assure that web sites operated by third events stay obtainable following the submitting of this doc or that any data discovered at such web sites won’t change following the submitting of this doc. Lots of these components are past ING’s management.

Any ahead wanting statements made by or on behalf of ING converse solely as of the date they’re made, and ING assumes no obligation to publicly replace or revise any forward-looking statements, whether or not on account of new data or for another purpose.

This doc doesn’t represent a proposal to promote, or a solicitation of a proposal to buy, any securities in america or another jurisdiction.

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